Buy land as a chama
Pool monthly contributions and buy one plot or several, in the chama's name or split between members. Every payment is receipted to all your officials.
Pool contributions and hold the title in the chama's name, or split plots between members.
Two ways to own it
Option A
One title, in the chama's nameOne title in the chama's name
Best for building rentals together or reselling as a group. The registered chama or its company holds the title.For building rentals together. Needs the chama's registration certificate and KRA PIN.
Needs: chama registration certificate and its KRA PIN.
Option B
Several plots, one title eachOne title per member
The chama buys adjacent plots together at one price, then each member gets their own title once their share is paid.Adjacent plots at one price. Each member gets their own title when their share is paid.
Needs: each member's ID and KRA PIN.
What can your chama afford?
Your chama raises KES 100,000 a month Plus a 20% deposit, which many chamas pay from savings.
Not enough for a 12-month plan yet. Save towards the deposit first, or add members. We can suggest a plan on WhatsApp.Not enough for a 12-month plan yet. Add members or save towards the deposit first.
What your chama needsYou'll need
- Certificate of registration (Social Services, or company certificate)Registration certificate and chama KRA PIN
- The chama's KRA PIN
- Minutes resolving to buy, signed by the officialsSigned minutes resolving to buy
- IDs and KRA PINs of the chair, secretary and treasurerOfficials' IDs and KRA PINs
Every payment is receipted by SMS to all three officials.
How members’ money is protected
- Receipts to every official. Each payment is receipted by SMS to all three signatories, not just the one who paid.
- Shared My plot access. All officials see the same statement and title progress.
- Pay from the chama account. Payments come from the chama's own account, never a member's personal one.
Can our chama buy together?
Yes. A group can buy a row of plots on one agreement, or a plot each. We can attend your meeting and bring the site plan.
One title, or a title each?
Either. The registered chama or its company can hold one title, which suits building rentals together. Or the chama buys adjacent plots at one price and each member gets their own title once their share is paid.
What does our chama need to buy?
Your certificate of registration, the chama’s KRA PIN, signed minutes resolving to buy, and the IDs and KRA PINs of the chair, secretary and treasurer. For a title each, every member’s ID and KRA PIN too.
Who gets the receipts?
All three officials. Every payment is receipted by SMS to the chair, the secretary and the treasurer, not only to whoever paid, and all three see the same statement in My Plot.
Will you come and present to our members?
Yes. Tell us when your chama meets and we will come with the site plan and the figures, in person or on a call.
We'll come to your chama meeting
A 30-minute talk on the plots, payment plans and paperwork, in person around Nairobi or on video. Then a group site visit.A 30-minute presentation in person around Nairobi, or on a video call.